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"The A Team", REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-966-3180 x4561.






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Mortgage Calculators: Bonita Springs, Fort Myers and Naples Florida home buying, real estate listings, and homes for sale in Lee, Collier County, FL
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




'The A Team', REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"The A Team"
John R Wood, Inc. Realtors

26269 S Tamiami Trail
Bonita Springs, FL 34134
Sarah Cell: 239-398-8333
Mal Cell: 239-398-9908
Fax: 239-390-0876
sarahandmal@NUMBER1EXPERT.com

“The A Team” MAL GRIFFIN, GRI, SARAH THOMPSON, PA, ABR, BARB DUNLAP, ABR, E-AGENT & DARLINE HILLARD, CSP,CMP,CDPE, REALTORS®, “Committed to ‘A’ Level Service to All of Our Clients.” ..... We have been living and working in paradise--the greater Naples, Bonita Springs, Estero & Fort Myers area--for 20 years. We love our sunny, breezy, subtropical home and we think you will too! We encourage you to use our Online Resource Center to become familiar with the many benefits of living in Southwest Florida. You will find links to Southwest Florida cultural, sports, and governmental sites, the “Best Schools” site, and you can search the entire Multiple Listing Service right from our web site! ..... Then, when you are ready, we will help you experience the REAL thing, the charm and sophistication of Southwest Florida…It’s truly hard to beat! ..... “Committed to ‘A’ Level Service to All of Our Clients” ..... Whether your goal is to find your first Southwest Florida dream home, or to move on to another, Mal and Sarah and “The A Team” will implement an energetic and effective plan to accomplish your goals. With dedication, integrity, and experience, we will give you the information you need to make the right decision on purchasing or selling in “Paradise”..... We have built our successful real estate practice one friend at a time, by listening and treating our customers as we want to be treated--with patience, loyalty and caring. AND RESULTS COUNT!

'The A Team', REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Darline Hillard
Broker Associate, CSP CMP CDPE
John R Wood, Inc. Realtors

26269 S Tamiami Trail
Bonita Springs, FL 34134
Darline Cell: 239-273-4444
Toll Free: 800-966-3180
Office: 239-498-9200
Fax: 239-325-2557
dhillard@johnrwood.com
www.TheATeamOnline.com/
darlinehillard.listingbook.com

 

ABR GRI REALTOR RELO

wcr Equal Housing MLS CNHS

CDPE

John R Wood, Inc. Realtors real estate and homes for sale in Bonita Springs, Fort Myers and Naples Florida

John R Wood, Inc. Realtors real estate and homes for sale in Bonita Springs, Fort Myers and Naples Florida

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