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"The A Team", REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-966-3180 x4561.






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You can count on their professionalism...
We were extremely satisfied with Sarah Thompson and Mal Griffin of 'The A Team', with their very professional management...
Curt and Claudette Tollefsrud
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Special Offers: Special offers for Bonita Springs, Fort Myers and Naples homeowners from "The A Team", top Realtors
Affiliates: "The A Team's" real estate web site affiliates
eNewsletter: "The A Team's" Bonita Springs, Fort Myers and Naples newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Florida, and United States
Market Conditions Report: Market conditions report for this area, Florida, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Bonita Springs, Fort Myers and Naples Florida mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Florida or buy your own Bonita Springs, Fort Myers and Naples house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Bonita Springs, Fort Myers and Naples mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Florida real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask "The A Team" anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: "The A Team's" realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: "The A Team's" collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Bonita Springs, Fort Myers and Naples property in Florida, including legal terms definitions, and more

 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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'The A Team', REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"The A Team"
John R Wood, Inc. Realtors

26269 S Tamiami Trail
Bonita Springs, FL 34134
Sarah Cell: 239-398-8333
Mal Cell: 239-398-9908
Fax: 239-390-0876
sarahandmal@NUMBER1EXPERT.com

“The A Team” MAL GRIFFIN, GRI, SARAH THOMPSON, PA, ABR, BARB DUNLAP, ABR, E-AGENT & DARLINE HILLARD, CSP,CMP,CDPE, REALTORS®, “Committed to ‘A’ Level Service to All of Our Clients.” ..... We have been living and working in paradise--the greater Naples, Bonita Springs, Estero & Fort Myers area--for 20 years. We love our sunny, breezy, subtropical home and we think you will too! We encourage you to use our Online Resource Center to become familiar with the many benefits of living in Southwest Florida. You will find links to Southwest Florida cultural, sports, and governmental sites, the “Best Schools” site, and you can search the entire Multiple Listing Service right from our web site! ..... Then, when you are ready, we will help you experience the REAL thing, the charm and sophistication of Southwest Florida…It’s truly hard to beat! ..... “Committed to ‘A’ Level Service to All of Our Clients” ..... Whether your goal is to find your first Southwest Florida dream home, or to move on to another, Mal and Sarah and “The A Team” will implement an energetic and effective plan to accomplish your goals. With dedication, integrity, and experience, we will give you the information you need to make the right decision on purchasing or selling in “Paradise”..... We have built our successful real estate practice one friend at a time, by listening and treating our customers as we want to be treated--with patience, loyalty and caring. AND RESULTS COUNT!

'The A Team', REALTOR®, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Darline Hillard
Broker Associate, CSP CMP CDPE
John R Wood, Inc. Realtors

26269 S Tamiami Trail
Bonita Springs, FL 34134
Darline Cell: 239-273-4444
Toll Free: 800-966-3180
Office: 239-498-9200
Fax: 239-325-2557
dhillard@johnrwood.com
www.TheATeamOnline.com/
darlinehillard.listingbook.com

 

ABR GRI REALTOR RELO

wcr Equal Housing MLS CNHS

CDPE

John R Wood, Inc. Realtors real estate and homes for sale in Bonita Springs, Fort Myers and Naples Florida

John R Wood, Inc. Realtors real estate and homes for sale in Bonita Springs, Fort Myers and Naples Florida

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