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COMMUNICATION, KNOWLEDGE, PROFESSIONALISM
Dear Sarah and Mal, Now that the holidays are over, I want to take a moment to thank both you
Lois Mattson
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From My Affiliates: Bonita Springs, Fort Myers and Naples Florida home buying, real estate listings, and homes for sale in Lee, Collier County, FL

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Just for you from the affiliates of our web site! Please take advantage of the following special offers...

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What is the world's longest wall?
A	The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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"The A Team", REALTORŽ, real estate agents and broker for Bonita Springs, Fort Myers and Naples Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"The A Team"
John R Wood, Inc. Realtors
26269 S Tamiami Trail
Bonita Springs, FL 34134
Sarah Cell: 239-398-8333
Mal Cell: 239-398-9908
Fax: 239-390-0876
sarahandmal@NUMBER1EXPERT.com
The A Team MAL GRIFFIN, GRI, & SARAH THOMPSON, PA, ABR, REALTORS Committed to A Level Service to All of Our Clients. ..... We have been living and working in paradise--the greater Naples, Bonita Springs, Estero & Fort Myers area--for 17 years. We love our sunny, breezy, subtropical home and we think you will too! We encourage you to use our Online Resource Center to become familiar with the many benefits of living in Southwest Florida. You will find links to Southwest Florida cultural, sports, and governmental sites, the Best Schools site, and you can search the entire Multiple Listing Service right from our web site! ..... Then, when you are ready, we will help you experience the REAL thing, the charm and sophistication of Southwest FloridaIts truly hard to beat! ..... Committed to A Level Service to All of Our Clients ..... Whether your goal is to find your first Southwest Florida dream home, or to move on to another, Mal and Sarah and The A Team will implement an energetic and effective plan to accomplish your goals. With dedication, integrity, and experience, we will give you the information you need to make the right decision on purchasing or selling in Paradise..... We have built our successful real estate practice one friend at a time, by listening and treating our customers as we want to be treated--with patience, loyalty and caring. AND RESULTS COUNT!

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